Dealing With Your Credit Report to Deal With Your Credit Score
If you want to improve your credit score, you need to go right to the source – your credit report. Your credit report contains the information and data on which your credit score is based. If you can alter or update the information in your credit report, your credit score will change to reflect the alterations. For this reason, getting and checking you credit report is one of the first things you should do when you attempt to repair your credit score. There are a few tips that can help you deal with your credit report so that you can give your credit score a boost:
Dispute errors on your credit report; Add a note to your credit report if there is a problem you can’t resolve; Make sure you know who is looking at your credit report and why; Know the difference between soft and hard inquiries; Contact creditors as well as credit bureaus when correcting inaccuracies in your credit report; Look out where you get your credit report – and what it contains.
