Develop An Action Plan For Dealing With Your Credit Score
Once you have your credit report and your credit score, you will be able to tell where you stand and where many of your problems lie. If you have a poor score, try to see in your credit report what could be causing the problem:
Do you have too much debt?
Too many unpaid bills?
Have you recently faced a major financial upset such as a bankruptcy?
Have you simply not had credit long enough to establish good credit?
Have you defaulted on a loan, failed to pay taxes, or recently been reported to a collection agency?